DSO Impact Calculator

Days Sales Outstanding (DSO) directly impacts your cash flow. When clients dispute invoices, payment delays balloon—tying up cash you need for payroll, operations, and growth. See how visual proof of work accelerates payment.

Cash FlowInteractive Calculator

What is DSO?

Days Sales Outstanding (DSO) measures the average number of days it takes to collect payment after a sale. It's calculated as:

DSO = (Accounts Receivable / Total Credit Sales) × Number of Days

Why it matters: Lower DSO = faster cash collection = better working capital. Higher DSO = cash stuck in AR = borrowing costs or missed opportunities.

Calculate Your DSO Impact

DSO Impact visualization showing faster payment with visual proof of work

Days to payment when invoices aren't disputed

Percentage of invoices that face questions/disputes

Extra days before payment when invoice is disputed

Your borrowing rate or opportunity cost of cash

How Disputes Inflate DSO

Consider two invoices for the same amount:

  • Invoice A (not disputed): Sent Day 1 → Paid Day 45 = 45 DSO
  • Invoice B (disputed): Sent Day 1 → Questioned Day 30 → Back-and-forth → Paid Day 90 = 90 DSO

If 15% of your invoices are disputed, your blended DSO increases significantly. That's cash sitting in accounts receivable instead of in your bank account.

The Cash Flow Ripple Effect

Slower payments create cascading problems:

  • Payroll pressure: You need cash to pay contractors, but it's stuck waiting for client approval
  • Credit line usage: Higher DSO means more borrowing at 8-15% interest
  • Missed opportunities: Cash tied up in AR can't be invested in growth
  • Supplier relationships: Slow inflows lead to slow outflows to your vendors

How Visual Proof Accelerates Payment

With Visual Timesheets, invoice approval becomes straightforward:

  1. Invoice arrives with visual timesheet report attached
  2. AP reviewer sees screenshot documentation for all hours
  3. No questions needed — proof is right there
  4. Approval granted — often same day as review

Result: Invoices that would have been disputed move through approval as quickly as undisputed ones.

Industry DSO Benchmarks

Here's how DSO typically looks across industries:

  • Staffing agencies: 45-60 days (65-90 with frequent disputes)
  • BPOs: 45-75 days (can exceed 90 with offshore billing)
  • MSPs: 30-45 days (60+ with scope disputes)

With visual proof, companies typically see DSO improvements of 15-30 days.

Action Steps

  1. Calculate your current DSO — including the impact of disputes
  2. Identify high-dispute clients — these are dragging your DSO up
  3. Implement visual proofStart with Visual Timesheets
  4. Track improvement — Monitor DSO monthly to see the impact

Improve Your Cash Flow

Stop letting disputed invoices tie up your working capital. Visual Timesheets accelerates approvals and gets you paid faster.